We Handle the Stuff You Don't Get Around To
We believe Financial PLanning is a on going process. Here is a list of services we provide to our clients
CASH FLOW MANAGEMENT
- Alignment of spending with goals
- Allocating and Bucketing cash by goal
- Buy car vs Leasing car
- Emergency Fund Planning
- Home Buy vs Renting
- Optimize Returns on Cash holdings
RETIREMENT PLANING
- Analysis of how much to contribute to retirement accounts each year
- Roth vs. Traditional 401k analysis
- Consider Backdoor Roth Contributions
- Coordination income with Tax sensitive items (Medicare Premiums)
- Determine when you can retire
- Retirement cashflow anayisis
- Retirement Plan distribution options analysis
- social security claiming analysis
- Retirement income strategies
DEBT MANAGEMENT
- Creating Total Payoff Plan
- Debt Payment allocation
- Federal Student Loan Forgiveness anaylsis
- Home Mortgage Refinance anaylsis
- Mortgage Comparison when buying a home
- Refinancing Student loan debt
INVESTMENT PLANNING
- Asset allocation analysis and adjustment
- Asset Location analysis and adjustment
- Employer equity compensation anaylsis
- Rebalancing execution
- Withdrawal Strategies
- How to invest inheritence and Windfalls
EDUCATION PLANNING
- 529 Plan cpmparison
- Funding strategy with 529 plan, UTMA, Taxable Accounts, and/or Roth IRA
- Comparing Prepaid Plans
Estate Planning
- Guidance on creating/reviewing Will
- Recommendation/curation of Estate Attorney
- Guidance on Creating/Reviewing Advance Directives
- Guidance on Creating/Reviewing Healthcare Proxy
- Funding of Trusts/re-titling of assets
- Gift Planning
- Surviving Spouse Analysis after the death of a loved one
Insurance Planning
- Curation of Insurance Professionals
- Life insurnace Coverage Needs analysis
- Disability Insurance Analysis
- adjusting with holdings
- HDHP with HSA Vs. Low deductible Health insurance analysis
- Long-term care insurance analysis
- Workplace open enrollment period Benefits Planning
TAX PLANNING
- Curation of Tax Professionals
- Adjusting strategies for changes in the tax policy
- adjusting with holdings
- Roth conversion anaylsis
- Stock option planning
- Tax Bracket Management
- Tax Loss harvesting analysis